Opening a Bank Account in Japan for Foreigners.
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The following procedures are required for foreign nationals to open a bank account in Japan.
Obtaining status of residence: In order for a foreign national to open a bank account in Japan, he/she must first obtain status of residence. If you plan to stay in Japan for a certain period of time, you will need a college student visa, work visa, or permanent resident visa.
Bank Selection: Before opening a bank account, you must first decide which bank you will choose. In Japan, there are major banks such as Mitsubishi UFJ Bank, Mizuho Bank, and Sumitomo Mitsui Banking Corporation, as well as online banks such as Shinsei Bank and Rakuten Bank. Compare each bank's services, fees, interest rates, ATM availability, etc., and choose the bank that best suits your needs.
Prepare necessary documents: When opening a bank account, you will need to provide identification (passport, residence card, etc.), proof of address (residence card, water/utility bill receipt, etc.), and proof of occupation and income (withholding tax, pay stub, etc.). Each bank requires different documents, so please check in advance.
Opening a bank account: Prepare the necessary documents and go to the bank to apply. You will meet with a bank representative to complete the procedures for opening an account. The time and procedures required to open an account vary from bank to bank, but usually take from a few days to a few weeks.
When opening a bank account in Japan, it is necessary for foreign nationals to obtain accurate information about Japanese laws and procedures. An understanding of the Japanese language is also required. Before opening a bank account, it is important to be well prepared by checking required documents and comparing banks.
Translated with www.DeepL.com/Translator (free version)
