商工会議所・商工会のコト。

補助金・融資・セミナ情報等を更新しています。

Business closure risk.(If you are planning to start some business in Japan.)

When a foreigner starts a business in Japan, it may fail due to cultural and language differences, regulations, and the complexity of the business environment. However, to reduce the risk of business closure, it is important to use the following techniques

 

・Japanese language study
To start a business in Japan, Japanese language skills are essential. By learning Japanese themselves and acquiring the words and phrases necessary for business, entrepreneurs will be able to communicate with customers and manage their businesses smoothly. In addition, by learning Japanese, entrepreneurs will be able to understand Japanese culture and customs and consider business strategies.

 

biz.jopus.net

 

・Understanding the Japanese Business Environment
The Japanese business environment has unique regulations and rules. Understanding and complying with these is essential for entrepreneurs to succeed in business. Specifically, entrepreneurs need to learn about Japan's laws, taxation system, and human resource system, and create a business plan.

 

waoje.net

 

・Develop a business plan tailored to local needs
In Japan, each region has its own culture and customs. Therefore, entrepreneurs need to formulate a business plan that meets the needs of the region. For example, offering products and services that utilize local specialties can gain support from local people.

 

・Building Partnerships
Entrepreneurs need to develop partnerships in order to successfully conduct business in Japan. Specifically, it is important to work with companies and individuals in Japan to jointly develop businesses and conduct sales promotion activities. In addition, it is also effective to utilize partnerships in Japan to recruit the human resources needed to run the business. There are various country-specific barriers to getting a business off the ground in the market in which it is actually developing, and it is said that in many cases this barrier can be easily cleared by hiring local employees.

 

If you are planning to start a business in Japan, please refer to the following information.

If you do some business in Japan, this is information you necessary to know.

The following five points should be noted when an overseas borrower borrows business funds from a Japanese bank.

 

・Check the loan conditions carefully.
Japanese banks provide loans to individuals and corporations overseas, but loan terms and conditions may differ from those for domestic companies. It is important to carefully check the loan interest rate, required collateral/guarantor, and borrowing period.

lawoffice-yokoyama.com


・Opening a Japanese bank account
In order to receive a loan from a bank, you must have a bank account in Japan. If you reside overseas, you will need to open a Japanese bank account. It is important to check the documents and procedures required for opening a bank account before doing so, as some banks have different requirements.

 


・Check the legal procedures.
When starting a business in Japan, legal procedures are required. For example, there are company incorporation registration and alien registration. It is important to confirm these procedures in advance and prepare the necessary documents.

www.sansokan.jp

 

Improve your Japanese language skills.

Doing business in Japan requires good communication skills in Japanese. Since many business interactions, such as bank loans and contract negotiations, are conducted in Japanese, it is important to improve your Japanese language skills.

 

 

・Find an advisor
There are many barriers to doing business in Japan, including cultural and legal differences. It is important for foreign nationals starting a business in Japan to have the support of an advisor. Advisors can provide Japanese interpretation and business advice. They may also help you apply for a loan from a bank.

 


These are some of the points to keep in mind when an overseas person borrows business funds from a Japanese bank. To ensure the success of your business in Japan, keep these points in mind and make thorough preparations in advance.

Introduce rehabilitation assistance for small and medium enterprises.

 

It is not uncommon for small businesses to suffer from cash flow problems. However, with the right support provided, there is sometimes potential for revitalization. In this issue, we would like to share the story of a fictional company we helped.

 

en.wikipedia.org

 

Green Park Co. is a small- to medium-sized company that manufactures and sells furniture. However, competition in the domestic market was intensifying, and the company was looking to expand overseas. However, to expand overseas required a large amount of capital, which was causing cash flow problems.

 

zegal.com

 

Green Park's management decided to make good use of national and government programs to solve the problem. First, they worked with the local chamber of commerce and applied for grants for local development. As a result, Green Park received several million yen in subsidies. In addition, through negotiations with local banks, the company was able to raise funds by reducing loan interest rates and expanding its borrowing capacity.

 

 

Furthermore, since Green Park was planning to expand overseas, we also considered taking advantage of trade-related systems. By using the government's trade insurance system, the company was able to reduce the risks associated with overseas transactions and take on the challenge of overseas expansion.

 

After Green Park overcame its cash flow problems and started on the path to revitalization, they began developing a new product lineup and advertising for successful overseas expansion. As a result, Green Park's sales grew rapidly and the brand became a local favorite.

 

Green Park's success shows that taking advantage of national and local government programs can help revitalize small and medium-sized enterprises. The Green Park story proves that companies facing cash flow problems can be revitalized with the right support.

 

Some of the most prevalent businesses in Japan include.

Some of the most prevalent businesses in Japan include.

 

Food delivery services: Demand for food delivery services has surged as the new coronavirus has caused people to refrain from going out and working remotely. Delivery staff can be hired, allowing for a low-cost entry into the market.

 

Online education services: Demand for online education services has increased due to the rise in remote work and home study. More and more companies not only offer online classes, but also sell teaching materials and provide student-teacher matching services.

 

Technology-related services: Japanese companies are accelerating their digital transformation. New business models utilizing technologies such as artificial intelligence, blockchain, big data, and IoT are emerging one after another.

 

Fitness and wellness-related services: Health consciousness is on the rise, and demand for fitness gyms, yoga studios, and massage parlors is increasing. Health foods and supplements are also popular.

www.noa-yoga.com

 

These businesses can also be entered from overseas. However, it is important to understand Japan's unique culture, laws, and regulations, and to make adequate preparations for market research and the development of marketing strategies before entering the market.

 

Translated with www.DeepL.com/Translator (free version)

Opening a Bank Account in Japan for Foreigners.

The following procedures are required for foreign nationals to open a bank account in Japan.

 

Obtaining status of residence: In order for a foreign national to open a bank account in Japan, he/she must first obtain status of residence. If you plan to stay in Japan for a certain period of time, you will need a college student visa, work visa, or permanent resident visa.

www.mofa.go.jp

Bank Selection: Before opening a bank account, you must first decide which bank you will choose. In Japan, there are major banks such as Mitsubishi UFJ Bank, Mizuho Bank, and Sumitomo Mitsui Banking Corporation, as well as online banks such as Shinsei Bank and Rakuten Bank. Compare each bank's services, fees, interest rates, ATM availability, etc., and choose the bank that best suits your needs.

tokyocheapo.com

 

Prepare necessary documents: When opening a bank account, you will need to provide identification (passport, residence card, etc.), proof of address (residence card, water/utility bill receipt, etc.), and proof of occupation and income (withholding tax, pay stub, etc.). Each bank requires different documents, so please check in advance.

www.realestate-tokyo.com

 

Opening a bank account: Prepare the necessary documents and go to the bank to apply. You will meet with a bank representative to complete the procedures for opening an account. The time and procedures required to open an account vary from bank to bank, but usually take from a few days to a few weeks.

 

When opening a bank account in Japan, it is necessary for foreign nationals to obtain accurate information about Japanese laws and procedures. An understanding of the Japanese language is also required. Before opening a bank account, it is important to be well prepared by checking required documents and comparing banks.

 

Translated with www.DeepL.com/Translator (free version)

If you start a business in Japan.

 

The following procedures are required for an overseas resident to start a business in Japan.

 

Obtaining status of residence: First, an overseas resident must obtain status of residence in Japan. Specifically, a Business Investor Visa is required for business/investment activities.

 

Establishing a company: In order to conduct business in Japan, a company must be established in Japan. To establish a company, it is necessary to register the company with the Legal Affairs Bureau and submit an application for registration of incorporation. When an overseas resident establishes a company in Japan, the eligibility of the company's officers, such as the representative and directors, may also be subject to examination.

 

Tax Procedures: When doing business in Japan, tax procedures are also required. Specifically, there are corporate tax, consumption tax, social insurance, etc.

 

Opening a bank account: In order to do business in Japan, you will need to open a bank account. Since Japanese banks require many documents to establish a bank account, it is necessary to prepare the necessary documents in advance.

 

Finding a business partner: In order to do business in Japan, it is also important to find a business partner. There are institutions and events in Japan that can introduce you to business partners, and you need to take advantage of them.

 

When an overseas resident starts a business in Japan, it is necessary to obtain accurate information about Japanese laws and procedures. It is also necessary to understand the Japanese language and business culture. It is important to research and prepare well for the business environment in Japan before doing business.

 

Translated with www.DeepL.com/Translator (free version)

補助金制度の趣旨を理解しておこう

補助金制度の趣旨を理解しておこう

経済産業省が確立する企業向けの補助金制度。実は補助制度等が整備されている背景には、いくつかの理由があります。ここでは給付金等との違いを把握している前提で、補助金制度の趣旨」を理解し、「採択」に近づけるためのヒントをご紹介いたします。

 

★そもそも、補助金制度が整備されている理由について

 

日本の経済産業省等は、補助金制度の拡充や新たな補助金制度の創設を常に進めています。実はこの背景には、企業の成長意欲喚起やビジネスチャンスの発掘を促すことが可能であるためです。

 

(1)経済成長の促進:補助金は、新規事業の創出や技術開発の促進、中小企業の海外展開支援など、様々な形で企業の活動を支援することができます。これらの支援が行われることで、経済活動が活性化し、経済成長が促進されるという効果が期待されます。

 

r3.jizokukahojokin.info

 

(2)イノベーションの推進:補助金は、新しい技術やサービスの開発を支援することができます。これにより、企業が新たなビジネスチャンスを探求し、イノベーションを推進することができます。また、補助金を受けることで、企業は自己資本に依存することなく、新規事業の立ち上げや投資を行うことができます。

 

portal.monodukuri-hojo.jp

 

(3)国際競争力の向上:海外展開支援やグローバルなビジネス展開を支援する補助金は、国際競争力の向上にもつながります。補助金を受けることで、企業は国内市場に限定されることなく、海外市場に進出し、グローバルなビジネス展開を図ることができます。

 

(4)需要の喚起:補助金は、企業の投資意欲を高めることができます。補助金の制度が出たことで、企業が新しい事業に取り組む意欲が高まり、投資が促進されます。また、補助金が受けられることで、消費者にとっても製品やサービスがより利用しやすくなるため、需要が喚起されることが期待されます。

 

活用事例や成功事例等を見ると、その業種業態・補助対象経費等は多岐に渡ることがわかります。

 

(1)技術開発の促進:日本の国土交通省が実施する、環境対応型次世代自動車開発支援事業において、補助金を受けた企業が新型バッテリーの開発に成功した例があります。補助金の支援を受けることで、企業は研究開発費用の負担を軽減し、新技術の開発を促進することができました。

 

(2)新商品の開発:日本の文部科学省が実施する、未来の教育・教科書支援事業において、補助金を受けた企業が、スマートフォンアプリを活用した新しい学習教材を開発した例があります。補助金の支援を受けることで、企業は新商品の開発に注力することができ、市場競争力を高めることができました。

 

 

(3)環境保護の促進:アメリカ合衆国のエネルギー省が実施する、エネルギー効率の向上を目的とした産業競争力強化補助金プログラムにおいて、補助金を受けた企業が、省エネ型の自動車用電動ファンの製造に成功した例があります。補助金の支援を受けることで、企業は環境保護に貢献することができ、社会的な信頼を得ることができました。

 

(4)海外進出の支援:韓国の中小企業基盤振興公社が実施する、海外市場進出支援事業において、補助金を受けた企業が、中国市場に参入し、現地で生産ラインを構築することに成功した例があります。補助金の支援を受けることで、企業は海外進出のリスクを軽減し、グローバルなビジネス展開を図ることができました。

以上のように、補助金を利用することで、企業が様々な面でメリットを得ることができます。ただし、補助金を受けるには一定の条件があり、申請には時間や手間がかかることがあるため、注意が必要です。

 

制度の趣旨・採択事例を参考に、活用できる制度にうまく乗っかることで、資金繰りを改善する方法も検討してみてはいかがでしょうか?